All posts by Stacy Burgin

Stacy Burgin is a well-respected and requested real estate agent, well-known for her integrity and total dedication to her clients. She has represented both sides of a transaction and she is comfortable dealing with her clients, whether they are the buyer or the seller of a property. She has the knowledge to understand the nuances of each real estate transaction and the personality to make each client feel as though they are the most important client she has. She is very professional and honest and her business acumen is exceptional. • Stacy has been in sales for over 18 years. During that time she has an extraordinary number of closings, both for the rental market and the selling/buying side of the business. One of her main strengths is that she does an excellent job of maintaining the lines of communication so that the client always knows where they stand and what the strategy is for each property. She has an excellent knowledge of all areas of the city and can work and list any property in the Houston and surrounding areas. She will go to where her clients want her to go, and she has represented clients in every single area of the city, from Clear Lake to Spring to Fulshear and Humble.

25 Tips For Buying Your Dream Home in 2019 – Series

Tip 23 For Buying Your Dream Home in 2019

 

Pay for a Home Appraisalapproved stamp

A home appraisal is a critical component of getting a mortgage. It provides the lender with the current market value of the property. The home’s maximum financial cost is the collateral for your loan, and it determines how much money a lender is willing to loan you. The lender often arranges for the appraisal, but in most cases, the buyer pays the bill.

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Tip 22 of 25 For Buying Your Dream Home in 2019 – Series

Young mother and father sitting on brown couch holding there child and laptop.

Tip 22. Arrange for a Full Home Inspection

Tip 22, Once the sellers accept your offer, you should arrange for an inspection of the entire home. Don’t take anything for granted. Even if you flushed the toilet and ran the shower, a plumbing problem could still exist. The inspector can evaluate the property’s structure, utilities, and safety issues. The inspection report is going to list any visible problems that have been discovered, giving you the information you need to move forward with your home purchase.

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25 Tips For Buying Your Dream Home in 2019 – Series

25 tips for buying your dream home in 2019 - series

25 Tips For Buying Your Dream Home in 2019 – Series

 

tips for buying your dream home in 2019 – series continued…

20. Start Looking at Homes

Once you are ready to begin your search, let your agent know what your availability is. It is essential to look at as many homes as you can. Doing so allows you to avoid the regret that often follows when buyers purchase the first or second home that they see.

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Tip 19 For Buying Your Dream Home in 2019 – Series

Tip 19 For Buying Your Dream Home in 2019 – Series

 

type of home

19. Figure Out the Type of Home You Want

It is important to let your real estate agent know if there are any styles of homes you don’t want to consider. For example, if you don’t want to live in a rancher, then you shouldn’t go to a showing for one. Figure out the different styles of construction that you are willing to consider and let your agent know.

You may also want to consider whether or not this is going to be a starter home or if it is going to be the forever home. If you are planning to live there for just a few years.  Then you can be more flexible with your choices.

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25 Tips For Buying Your Dream Home in 2019 – Series

25 tips for buying your dream home in 2019- series

25 Tips For Buying Your Dream Home in 2019

25 tips for buying your dream home in 2019 – series continues…

 

18. Begin the Process of Picking a Neighborhood

Selecting your future neighborhood is an essential component of buying your dream home. Picking where you want to live before you begin searching for homes helps to minimize the risk of finding the perfect home but in a less-than-desirable location. Make a list of all of the essential features you need. This list may include details such as being located within a certain driving distance of your place of employment or inside of a highly rated school district.

Once you have those aspects figure out, you can make a list of secondary features that are desirable but not necessary. For example, you may like the idea of having mature trees in the yard, but they aren’t required for you to make an offer. Both of these lists guide your agent. As a result, more of the homes you look at should meet your specifications.

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25 Tips For Buying Your Dream Home in 2019 – Series

25 tips on buying your dream home in 2019 - series

25 Tips For Buying Your Dream Home in 2019 – Series

25 tips for buying your dream home in 2019 – series continues…

 

17. Go Through the Pre-approval Process for a Mortgage

Any offer that you make to buy a home is stronger if you have a pre-approval letter. Therefore you have two options that you can choose. The first option involves a simple credit check and financial review. As a result, to determine an estimate of how much money you can borrow.

The second option is an underwritten pre-approval. This involves a more thorough investigation of your financial capabilities. Therefore,this type of approval is looked upon more favorably by sellers than a fast pre-approval.  The underwritten pre-approval involves credit check,fraud review, and an evaluation.

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25 Tips For Buying Your Dream Home in 2019 – Series

25 tips for buying your dream home in 2019 - series

25 Tips For Buying Your Dream Home in 2019- Series

 

25 tips for buying your dream home in 2019 – series continues…

16. Select a Mortgage Lender

Once you’ve done your research and found a lender offering the lowest rates. Then it’s time to begin working with this company for pre-approval. Before making your final decision. Be sure to take a few moments to read the online reviews provided by other borrowers.  Doing so should help you find the best lender for your needs. Ideally, it would be best if you look for a lender offering low-interest rates, transparency regarding fees, and quick turnaround time.

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