25 Tips For Buying Your Dream Home in 2019 – Series

Tip 23 For Buying Your Dream Home in 2019


Pay for a Home Appraisalapproved

A home appraisal is a critical component of getting a mortgage. It provides the lender with the current market value of the property. The home’s maximum financial cost is the collateral for your loan, and it determines how much money a lender is willing to loan you. The lender often arranges for the appraisal, but in most cases, the buyer pays the bill.

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Tip 22. Arrange for a Full Home Inspection

Tip 22, Once the sellers accept your offer, you should arrange for an inspection of the entire home. Don’t take anything for granted. Even if you flushed the toilet and ran the shower, a plumbing problem could still exist. The inspector can evaluate the property’s structure, utilities, and safety issues. The inspection report is going to list any visible problems that have been discovered, giving you the information you need to move forward with your home purchase.


25 Tips For Buying Your Dream Home in 2019 – Series


tips for buying your dream home in 2019 – series continued…

20. Start Looking at Homes

Once you are ready to begin your search, let your agent know what your availability is. It is essential to look at as many homes as you can. Doing so allows you to avoid the regret that often follows when buyers purchase the first or second home that they see.

Tip 19 For Buying Your Dream Home in 2019 – Series


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19. Figure Out the Type of Home You Want

It is important to let your real estate agent know if there are any styles of homes you don’t want to consider. For example, if you don’t want to live in a rancher, then you shouldn’t go to a showing for one. Figure out the different styles of construction that you are willing to consider and let your agent know.

You may also want to consider whether or not this is going to be a starter home or if it is going to be the forever home. If you are planning to live there for just a few years.  Then you can be more flexible with your choices.

picking a neighborhood

25 Tips For Buying Your Dream Home in 2019

25 tips for buying your dream home in 2019 – series continues…


18. Begin the Process of Picking a Neighborhood

Selecting your future neighborhood is an essential component of buying your dream home. Picking where you want to live before you begin searching for homes helps to minimize the risk of finding the perfect home but in a less-than-desirable location. Make a list of all of the essential features you need. This list may include details such as being located within a certain driving distance of your place of employment or inside of a highly rated school district.

Once you have those aspects figure out, you can make a list of secondary features that are desirable but not necessary. For example, you may like the idea of having mature trees in the yard, but they aren’t required for you to make an offer. Both of these lists guide your agent. As a result, more of the homes you look at should meet your specifications.

Thankful Thursday


Thankful Thursday, there is always something to be thankful for.

Not just because it is Thursday, but because it is a new day!

It’s the little things in life.


25 Tips For Buying Your Dream Home in 2019 – Series

25 tips for buying your dream home in 2019 – series continues…


17. Go Through the Pre-approval Process for a Mortgage

Any offer that you make to buy a home is stronger if you have a pre-approval letter. Therefore you have two options that you can choose. The first option involves a simple credit check and financial review. As a result, to determine an estimate of how much money you can borrow.

The second option is an underwritten pre-approval. This involves a more thorough investigation of your financial capabilities. Therefore,this type of approval is looked upon more favorably by sellers than a fast pre-approval.  The underwritten pre-approval involves credit check,fraud review, and an evaluation.

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Wish List Wednesday! So what’s on your wish list?


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Wish away! Remember anything is possible.

Finding a mortgage lender

25 Tips For Buying Your Dream Home in 2019- Series


25 tips for buying your dream home in 2019 – series continues…

16. Select a Mortgage Lender

Once you’ve done your research and found a lender offering the lowest rates. Then it’s time to begin working with this company for pre-approval. Before making your final decision. Be sure to take a few moments to read the online reviews provided by other borrowers.  Doing so should help you find the best lender for your needs. Ideally, it would be best if you look for a lender offering low-interest rates, transparency regarding fees, and quick turnaround time.


Taco Tues


Happy Taco Day!


Happy Taco Day Y’all!



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Holy Guacamole it’s Taco Tuesday!


Tuesday really puts a smile on my face. I mean who doesn’t like taco’s?



Taco Tuesday Homer

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