Our BRRRR deal calculator helps real estate investors run the numbers on a Buy, Rehab, Rent, Refinance, Repeat deal before committing any cash. Enter your purchase price, rehab budget, financing terms, and expected rent, and the calculator instantly shows how much cash you’ll have left in the deal after refinance, what your monthly cash flow will look like, and whether the property clears typical lender DSCR requirements.

How the BRRRR Deal Calculator Works

A BRRRR calculator works in four steps, matching the four phases of the strategy:

Purchase & rehab — your purchase price, closing costs, rehab budget, and holding costs during the renovation.

Initial financing — whether you’re using hard money, private money, or cash to fund the purchase and rehab.

Cash-out refinance — your after-repair value (ARV), refinance loan-to-value, interest rate, and closing costs.

Rental operations — expected rent, taxes, insurance, management, maintenance, and vacancy.

From there, the tool calculates your cash left in the deal, monthly cash flow, cash-on-cash return, and DSCR — the same numbers a lender will look at when you go to refinance.

Why Run the Numbers Before You Buy

Every BRRRR deal lives or dies on the refinance. A property that looks like a great deal at purchase can still leave you with cash stuck in it if the ARV comes in low or rents don’t support the new loan payment. Running your numbers through the BRRRR deal calculator before you make an offer helps you catch that early — while you can still walk away or renegotiate.

Ready to find a property to run through the calculator? Browse our current listings for homes that fit the BRRRR model in our market.

What Happens After the Refinance

Once you’ve refinanced and pulled your capital back out, the property becomes a long-term rental — which means it needs to be managed well to hit the cash flow numbers you calculated. Our team at Terra Point Property Management handles leasing, maintenance, and tenant relations for BRRRR investors across our market so the returns you modeled actually show up in your bank account.

For a deeper walkthrough of the strategy itself, BiggerPockets’ guide to the BRRRR method is a solid reference if you’re new to this approach.

Get Help With Your Next Deal

Have a property in mind? Run it through the BRRRR deal calculator above, then contact us — we’ll help you evaluate the deal and connect you with the right lender for your refinance.